{"id":9177,"date":"2023-05-04T11:11:30","date_gmt":"2023-05-04T11:11:30","guid":{"rendered":"https:\/\/thegenius.co\/wp\/sinace\/live\/?page_id=34"},"modified":"2023-10-05T06:07:22","modified_gmt":"2023-10-05T06:07:22","slug":"home-two","status":"publish","type":"page","link":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/","title":{"rendered":"FINAL Home  (HomeTwo)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9177\" class=\"elementor elementor-9177\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd87cec elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"dd87cec\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ee8d9d\" data-id=\"7ee8d9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8afe23 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c8afe23\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Delivering Tailored Solutions with Transparency and Client-Centric Focus <br>                                 <\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2a5ee7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c2a5ee7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our priority is to make both existing and new clients feel valued, <br> with client retention at the forefront of our goals.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1703f elementor-invisible elementor-widget elementor-widget-sinace_button\" data-id=\"2b1703f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"sinace_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t               \r\n\r\n            <a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/about\/\" class=\"about-one__btn thm-btn\"  >Discover More<\/a>\r\n\r\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3b50ea elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f3b50ea\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1efd2b2\" data-id=\"1efd2b2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66298c5 elementor-widget elementor-widget-sinace_title\" data-id=\"66298c5\" data-element_type=\"widget\" data-widget_type=\"sinace_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n          \r\n\r\n            \r\n            \t<div class= \"section-title_\"><span class=\"section-title__tagline\">Get to know us better<\/span><\/div>\r\n\r\n          \r\n          \r\n            <h2 class=\"section-title__title\">Services we offer<\/h2>\r\n\r\n              \r\n             \r\n           \r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-600c812 elementor-widget elementor-widget-sinace_project\" data-id=\"600c812\" data-element_type=\"widget\" data-widget_type=\"sinace_project.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t                         <!--Project Two Start-->\r\n                <div class=\"project-two\">\r\n                    <div class=\"container\">\r\n                        <div class=\"project-two__inner\">\r\n                            <div class=\"project-two__bg\" style=\"background-image: url(https:\/\/thegenius.co\/wp\/sinace\/live\/wp-content\/uploads\/2023\/05\/project-two-bg.png);\">\r\n                            <\/div>\r\n                            <div class=\"row\">\r\n                                <div class=\"col-xl-5\">\r\n                                    <div class=\"project-two__left\">\r\n                                        <div class=\"section-title text-left\">\r\n                                        <div class=\"section-title__tagline-box\">\r\n                                            <span class=\"section-title__tagline\"><\/span>\r\n                                        <\/div>\r\n                                        <h2 class=\"section-title__title\">When you<br> trust us<\/h2>\r\n                                    <\/div>\r\n                                    <p class=\"project-two__text\">Our commitment to delivering tailored solutions is the cornerstone of our approach, ensuring that each client&#039;s unique needs are met. Transparency is at the heart of our operations, as we believe in keeping our clients fully informed throughout their journey with us. We prioritize a client-centric focus, aiming to not only meet but exceed their expectations at every turn. Our unwavering dedication to these principles defines our approach to business.<\/p>\r\n                                    <div class=\"project-two__completed-box\">\r\n                                        <div class=\"project-two__completed-icon\">\r\n                                        <span><i aria-hidden=\"true\" class=\"fas fa-home\"><\/i><\/span>\r\n                                        <\/div>\r\n                                         <div class=\"project-two__completed-content\">\r\n                                        <div class=\"project-two__count count-box\">\r\n                                        <h3 class=\"count-text\" data-stop=\"\" data-speed=\"1500\">00<\/h3>\r\n                                        <\/div>\r\n                                        <p><\/p>\r\n                                        <\/div>\r\n                                        <\/div>\r\n                                        <\/div>\r\n                                <\/div>\r\n                                <div class=\"col-xl-7\">\r\n                                    <div class=\"project-two__right\">\r\n                                        <div class=\"project-two__carousel owl-carousel owl-theme thm-owl__carousel\">\r\n                                                                                    <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/06\/Untitled-design-3.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/residential-mortgages-debt-consolidation\/\">Residential mortgages and debt consolidation<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/05\/Untitled-design-7.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/business-lending-edited\/\">Commercial &#038; Business Lending<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/06\/Untitled-design-9.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/specialist-services-to-medical-and-legal-professionals\/\">Specialist services to Medical and Legal professionals<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/05\/Untitled-design-10.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/commercial-developments-and-lending-to-complex-entities\/\">Commercial developments and lending to complex entities<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/Untitled-design-8.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/lending-to-smsf\/\">Lending to SMSF<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/05\/Untitled-design-11.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/asset-finance\/\">Asset finance<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                        <!--Project Two Single Start-->\r\n                                            <div class=\"item\">\r\n                                                <div class=\"project-two__single\">\r\n                                                    <div class=\"project-two__img-box\">\r\n                                                        <div class=\"project-two__img\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/05\/Untitled-design-5.png\" alt=\"\">\r\n                                                        <\/div>\r\n                                                                                                            <\/div>\r\n                                                    <div class=\"project-two__title-box\">\r\n                                                        <h3 class=\"project-two__title\"><a href=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/portfolio\/private-lending-edited\/\">Private lending<\/a><\/h3>\r\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                            <!--Project Two Single Start-->\r\n                                                                                <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n        <\/div>\r\n        <!--Project Two End-->\r\n              <script>\r\n    jQuery(function($) {\r\n        $ = jQuery;   \r\n                          $(\".project-two__carousel\").owlCarousel({\r\n                                    loop: true,\r\n                                    autoplay: true,\r\n                                    margin: 30,\r\n                                    nav: true,\r\n                                    dots: false,\r\n                                    smartSpeed: 500,\r\n                                    autoplayTimeout: 10000,\r\n                                    navText: ['<span class=\"icon-left-arrow\"><\/span>','<span class=\"icon-right-arrow\"><\/span>'],\r\n                                    responsive: {\r\n                                        0: {\r\n                                            items: 1\r\n                                        },\r\n                                        768: {\r\n                                            items: 2\r\n                                        },\r\n                                        992: {\r\n                                            items: 2\r\n                                        },\r\n                                        1200: {\r\n                                            items: 2.686666\r\n                                        }\r\n                                    }       \r\n                     });\r\n         });\r\n    <\/script>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cd876d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6cd876d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5d5de35\" data-id=\"5d5de35\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8e1379 elementor-widget elementor-widget-sinace_title\" data-id=\"f8e1379\" data-element_type=\"widget\" data-widget_type=\"sinace_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n          \r\n\r\n            \r\n            \t<div class= \"section-title_\"><span class=\"section-title__tagline\"><\/span><\/div>\r\n\r\n          \r\n          \r\n            <h2 class=\"section-title__title\">Frequently asked questions<\/h2>\r\n\r\n              \r\n             \r\n           \r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d7b83d elementor-widget elementor-widget-sinace_image_number\" data-id=\"2d7b83d\" data-element_type=\"widget\" data-widget_type=\"sinace_image_number.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n                <div class=\"faq-one__experience-title-box\">\r\n\r\n                    <div class=\"faq-one__experience-title-box-bg\">\r\n\r\n                    <\/div>\r\n\r\n                    <h2 style=\"background-image: url(https:\/\/thegenius.co\/wp\/sinace\/live\/wp-content\/uploads\/2023\/05\/experience-bg-1-1.jpg);\"\r\n\r\n                        class=\"faq-one__experience-title\">5<\/h2>\r\n\r\n                <\/div>\r\n\r\n                <p class=\"faq-one__text\">Top Questions<\/p>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9011158\" data-id=\"9011158\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2a0573 elementor-widget elementor-widget-sinace_accordian\" data-id=\"c2a0573\" data-element_type=\"widget\" data-widget_type=\"sinace_accordian.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t               <div class=\"row\">\r\n            \t                    <div class=\"col-xl-12\">\r\n\t                        <div class=\"faq-page__single\">\r\n\t                            <div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1\"> \r\n\t                                <div class=\"accrodion  \">\r\n\t                                    <div class=\"accrodion-title\">\r\n\t                                        <h4>What is LVR and LMI?<\/h4>\r\n\t                                    <\/div>\r\n\t                                    <div class=\"accrodion-content\">\r\n\t                                        <div class=\"inner\">\r\n\t                                            <p>Loan to value ratio (LVR) is a measure used by lenders to assess your loan&#8217;s risk as a percentage. 80% is generally considered safe and anything higher is subject to LMI. Lenders Mortgage Insurance is a fee payable by the borrower when borrowing more than 80% of the fair market value of the property.<\/p>\n\t                                            \r\n\t                                        <\/div><!-- \/.inner -->\r\n\t                                    <\/div>\r\n\t                                <\/div>\r\n\t                            <\/div>\r\n\t                        <\/div>\r\n\t                    <\/div>\r\n                    \t                    <div class=\"col-xl-12\">\r\n\t                        <div class=\"faq-page__single\">\r\n\t                            <div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1\"> \r\n\t                                <div class=\"accrodion active \">\r\n\t                                    <div class=\"accrodion-title\">\r\n\t                                        <h4>What is the difference between fixed and variable rates?<\/h4>\r\n\t                                    <\/div>\r\n\t                                    <div class=\"accrodion-content\">\r\n\t                                        <div class=\"inner\">\r\n\t                                            <p>Variable rate is a floating rate offered by banks which is subject to market conditions which could change anytime without notice. It in return gives great flexibility. I.e. to pay extra into the loan uncapped, pay off a loan in full, link an offset account, etc. A fixed rate is offered for a specific term, not subject to change once in effect. It gives certainty but has caps if you wish to pay extra into the loan without paying any penalties.<\/p>\n\t                                            \r\n\t                                        <\/div><!-- \/.inner -->\r\n\t                                    <\/div>\r\n\t                                <\/div>\r\n\t                            <\/div>\r\n\t                        <\/div>\r\n\t                    <\/div>\r\n                    \t                    <div class=\"col-xl-12\">\r\n\t                        <div class=\"faq-page__single\">\r\n\t                            <div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1\"> \r\n\t                                <div class=\"accrodion  \">\r\n\t                                    <div class=\"accrodion-title\">\r\n\t                                        <h4>What is a lock rate or rate lock<\/h4>\r\n\t                                    <\/div>\r\n\t                                    <div class=\"accrodion-content\">\r\n\t                                        <div class=\"inner\">\r\n\t                                            <p>Rate Lock is\u00a0an option provided by\u00a0banks\u00a0to help customers secure their fixed home loan interest rate for a period outlined by the respective bank during their home lending application by paying a Rate Lock fee. Rate Lock provides customers the added certainty of knowing what the fixed interest rate will be at loan drawdown. If the rate falls below what&#8217;s locked currently, the lower<br \/>\ninterest rate is applicable.<\/p>\n\t                                            \r\n\t                                        <\/div><!-- \/.inner -->\r\n\t                                    <\/div>\r\n\t                                <\/div>\r\n\t                            <\/div>\r\n\t                        <\/div>\r\n\t                    <\/div>\r\n                    \t                    <div class=\"col-xl-12\">\r\n\t                        <div class=\"faq-page__single\">\r\n\t                            <div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1\"> \r\n\t                                <div class=\"accrodion  \">\r\n\t                                    <div class=\"accrodion-title\">\r\n\t                                        <h4>What&#8217;s the difference between a commercial property and a residential investment property?<\/h4>\r\n\t                                    <\/div>\r\n\t                                    <div class=\"accrodion-content\">\r\n\t                                        <div class=\"inner\">\r\n\t                                            <p>The most obvious difference between residential property and commercial property is\u00a0the way in which it&#8217;s used. Residential real estate is leased to tenants who use the property as their home. Commercial real estate is leased to a business, which then uses it to conduct its business.<\/p>\n\t                                            \r\n\t                                        <\/div><!-- \/.inner -->\r\n\t                                    <\/div>\r\n\t                                <\/div>\r\n\t                            <\/div>\r\n\t                        <\/div>\r\n\t                    <\/div>\r\n                    \t                    <div class=\"col-xl-12\">\r\n\t                        <div class=\"faq-page__single\">\r\n\t                            <div class=\"accrodion-grp faq-one-accrodion\" data-grp-name=\"faq-one-accrodion-1\"> \r\n\t                                <div class=\"accrodion  \">\r\n\t                                    <div class=\"accrodion-title\">\r\n\t                                        <h4>What are the fees applicable when buying a property?<\/h4>\r\n\t                                    <\/div>\r\n\t                                    <div class=\"accrodion-content\">\r\n\t                                        <div class=\"inner\">\r\n\t                                            <p>If you are buying a residential property, you may be subject to costs such as stamp duty, other government\/transfer fees, legal and conveyancing fees, bank\/inspection fees, insurance, and supply charges, etc. These fees could indicatively range from 5.5-8% of the purchase price.<br \/>\nWhen buying a commercial property, you may be due for cots such as stamp duty, GST, valuation costs, legal\/conveyancing fees, government and bank charges, etc.<\/p>\n\t                                            \r\n\t                                        <\/div><!-- \/.inner -->\r\n\t                                    <\/div>\r\n\t                                <\/div>\r\n\t                            <\/div>\r\n\t                        <\/div>\r\n\t                    <\/div>\r\n                            <\/div>\r\n        <script>\t\t\t    \r\n\t\t\t  \/\/ Accrodion\r\n        \t\tjQuery(function($) {\r\n\t\t   $ = jQuery;\r\n\t\t\t  if ($(\".accrodion-grp\").length) {\r\n\t\t\t    var accrodionGrp = $(\".accrodion-grp\");\r\n\t\t\t    accrodionGrp.each(function () {\r\n\t\t\t      var accrodionName = $(this).data(\"grp-name\");\r\n\t\t\t      var Self = $(this);\r\n\t\t\t      var accordion = Self.find(\".accrodion\");\r\n\t\t\t      Self.addClass(accrodionName);\r\n\t\t\t      Self.find(\".accrodion .accrodion-content\").hide();\r\n\t\t\t      Self.find(\".accrodion.active\").find(\".accrodion-content\").show();\r\n\t\t\t      accordion.each(function () {\r\n\t\t\t        $(this)\r\n\t\t\t          .find(\".accrodion-title\")\r\n\t\t\t          .on(\"click\", function () {\r\n\t\t\t            if ($(this).parent().hasClass(\"active\") === false) {\r\n\t\t\t              $(\".accrodion-grp.\" + accrodionName)\r\n\t\t\t                .find(\".accrodion\")\r\n\t\t\t                .removeClass(\"active\");\r\n\t\t\t              $(\".accrodion-grp.\" + accrodionName)\r\n\t\t\t                .find(\".accrodion\")\r\n\t\t\t                .find(\".accrodion-content\")\r\n\t\t\t                .slideUp();\r\n\t\t\t              $(this).parent().addClass(\"active\");\r\n\t\t\t              $(this).parent().find(\".accrodion-content\").slideDown();\r\n\t\t\t            }\r\n\t\t\t          });\r\n\t\t\t      });\r\n\t\t\t    });\r\n\t\t\t  }\r\n      });\r\n        <\/script>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f14dae2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f14dae2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c04bdba\" data-id=\"c04bdba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-572f129 elementor-widget elementor-widget-sinace_title\" data-id=\"572f129\" data-element_type=\"widget\" data-widget_type=\"sinace_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n          \r\n\r\n            \r\n            \t<div class= \"section-title_\"><span class=\"section-title__tagline\"><\/span><\/div>\r\n\r\n          \r\n          \r\n            <h2 class=\"section-title__title\">Access to over 80+ lenders<\/h2>\r\n\r\n              \r\n             \r\n           \r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c6f4203 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c6f4203\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a765327\" data-id=\"a765327\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2935286 elementor-widget elementor-widget-sinace__client_carousel\" data-id=\"2935286\" data-element_type=\"widget\" data-widget_type=\"sinace__client_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t        <!--Brand One Start-->\r\n\r\n\t        \r\n        <div class=\"brand-one\">\r\n\r\n            <div class=\"brand-one__title\"><\/div>\r\n\r\n            <div class=\"container\">\r\n\r\n                <div class=\"brand-one__carousel thm-owl__carousel owl-theme owl-carousel\">\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/download.jpeg\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/westpac-camberwell.jpeg\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/download.png\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/download-1.png\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/download-2.png\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n               \r\n\r\n                    <div class=\"brand-one__single\">\r\n\r\n                        <div class=\"brand-one__img\">\r\n\r\n                       \r\n                            <img decoding=\"async\" src=\"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/uploads\/2023\/09\/download-3.png\" alt=\"\">\r\n\r\n                           \r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n                    \r\n                <\/div>\r\n\r\n                <!-- If we need navigation buttons -->\r\n\r\n            <\/div>\r\n\r\n        <\/div>\r\n\r\n        <!--Brand One End-->\r\n\r\n\t\r\n     <script>\r\n\r\n    \t\t\r\n\r\n\tjQuery(function($) {\r\n\r\n\r\n\r\n\t    $ = jQuery; \r\n\r\n\t     $(\".brand-one__carousel\").owlCarousel({  \r\n\r\n                    items: 3,\r\n\r\n                    margin: 30,\r\n\r\n                    smartSpeed: 700,\r\n\r\n                    loop:1,\r\n\r\n                    autoplay:  1,\r\n\r\n                    autoplayTimeout:  7000,\r\n\r\n                    nav:false,\r\n\r\n                    dots:false,\r\n\r\n                    navText: ['<span class=\"fa fa-angle-left\"><\/span>','<span class=\"fa fa-angle-right\"><\/span>'],\r\n\r\n                    responsive:{\r\n\r\n                        0:{\r\n\r\n                            items:1\r\n\r\n                        },\r\n\r\n                        768:{\r\n\r\n                            items:3\r\n\r\n                        },\r\n\r\n                        992:{\r\n\r\n                            items: 5\r\n\r\n                        }\r\n\r\n                    }\r\n\r\n           });\r\n\r\n         });\r\n\r\n    <\/script>\r\n\r\n\r\n\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aafdc2b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"aafdc2b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-70435e5\" data-id=\"70435e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-96f2f0f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"96f2f0f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47cb919\" data-id=\"47cb919\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fe62ce elementor-widget elementor-widget-sinace_bg_box\" data-id=\"6fe62ce\" data-element_type=\"widget\" data-widget_type=\"sinace_bg_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    \t<div class=\"services-two__bg-box\" \r\n\t\t\t\t>\r\n                <div class=\"services-two__bg\"\r\n                    style=\"background-image: url(https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png);\">\r\n                <\/div>\r\n        <\/div>\r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d5524f4 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"d5524f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a9b8a9 elementor-widget elementor-widget-sinace_animation\" data-id=\"9a9b8a9\" data-element_type=\"widget\" data-widget_type=\"sinace_animation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t                        <div class=\"main-slider__shape-1 float-bob-y\"\r\n                \tstyle=\"\r\n                \t\t\t\t\t\topacity:1;\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmix-blend-mode:normal;\r\n\t\t\t\t\t                \t                \t\t\t\t\t\t\t\t\t\t\ttop:187px;\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                \tright:-1px;\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                \t\">\r\n            <img decoding=\"async\" src=\"\" alt=\"\">\r\n                <\/div>\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1293b4 elementor-widget elementor-widget-sinace_bg_box\" data-id=\"a1293b4\" data-element_type=\"widget\" data-widget_type=\"sinace_bg_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    \t<div class=\"services-two__bg-box\" \r\n\t\t\t\t>\r\n                <div class=\"services-two__bg\"\r\n                    style=\"background-image: url(https:\/\/thegenius.co\/wp\/sinace\/live\/wp-content\/uploads\/2023\/05\/get-free-bg-two.jpg);\">\r\n                <\/div>\r\n        <\/div>\r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-74cb3bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74cb3bc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-76d9ab3\" data-id=\"76d9ab3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2b9b3c elementor-widget elementor-widget-sinace_title\" data-id=\"f2b9b3c\" data-element_type=\"widget\" data-widget_type=\"sinace_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n   \t  <div class=\"row\">\r\n\r\n                        <div class=\"col-xl-7 col-lg-6\">\r\n\r\n                            <div class=\"services-one__left\">\r\n\r\n                                <div class=\"section-title text-left\">\r\n\r\n                                    <div class=\"section-title__tagline-box\">\r\n\r\n                                        <span class=\"section-title__tagline\"><\/span>\r\n\r\n                                    <\/div>\r\n\r\n                                    <h2 class=\"section-title__title\">Get in touch                                 <br> with  <span>our team<\/span><\/h2>\r\n\r\n                                <\/div>\r\n\r\n                            <\/div>\r\n\r\n                        <\/div>\r\n\r\n                        <div class=\"col-xl-5 col-lg-6\">\r\n\r\n                            <div class=\"services-one__right\">\r\n\r\n                                <p class=\"about-one__text\"><\/p>\r\n\r\n                            <\/div>\r\n\r\n                        <\/div>\r\n\r\n                    <\/div>\r\n\r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-793e2c2 elementor-widget elementor-widget-sinace_contact\" data-id=\"793e2c2\" data-element_type=\"widget\" data-widget_type=\"sinace_contact.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <div class=\"get-free__right\">\r\n\r\n                        <p class=\"get-free__contact\">Call us <a href=\"\" rel=nofollow target=_blank>0451590994<\/a><\/p>\r\n\r\n                        <div class=\"get-free__contact-icon\">\r\n\r\n                            <span><i aria-hidden=\"true\" class=\"fas fa-mobile-alt\"><\/i><\/span>\r\n\r\n                        <\/div>\r\n\r\n        <\/div>\r\n\r\n   \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b024b9 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3b024b9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b8e462e\" data-id=\"b8e462e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58d19a7 elementor-widget elementor-widget-google_maps\" data-id=\"58d19a7\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.16.0 - 20-09-2023 *\/\n.elementor-widget-google_maps .elementor-widget-container{overflow:hidden}.elementor-widget-google_maps .elementor-custom-embed{line-height:0}.elementor-widget-google_maps iframe{height:300px}<\/style>\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Doncaster%20Victoria%20Australia&#038;t=m&#038;z=10&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Doncaster Victoria Australia\"\n\t\t\t\t\taria-label=\"Doncaster Victoria Australia\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Delivering Tailored Solutions with Transparency and Client-Centric Focus Our priority is to make both existing and new clients feel valued, with client retention at the forefront of our goals. Discover More Get to know us better Services we offer When you trust us Our commitment to delivering tailored solutions is the cornerstone of our approach, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9699,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/home-width.php","meta":{"footnotes":""},"class_list":["post-9177","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/pages\/9177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/comments?post=9177"}],"version-history":[{"count":28,"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/pages\/9177\/revisions"}],"predecessor-version":[{"id":10164,"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/pages\/9177\/revisions\/10164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/media\/9699"}],"wp:attachment":[{"href":"https:\/\/dev.toplendersaustralia.com.au\/wordpress\/wp-json\/wp\/v2\/media?parent=9177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}